Insurance & Estate Planning

 

Insurance & Estate Planning

Making sure your insurance coverage is right for you and your family can be a daunting task. Once you've overcome your natural resistance to discussing insurance coverage, you’re faced with the task of sorting through the many complex insurance products available. It's hard to know where to even begin. Our comprehensive insurance services are designed to meet these objectives:

  • Save you money on unnecessary insurance costs
  • Identify strengths and weaknesses in your current policies
  • Alleviate the time-consuming hassle of shopping around for your insurance

We help you determine which insurance coverage is best for your personal needs:

  • Individual life insurance
  • Second-to-die life insurance
  • Disability insurance
  • Long-term care insurance

Our estate planning process addresses numerous considerations to ensure the right coverage. It is possible you have been undervaluing your assets. You may be worth more than you think. You may want to utilize trusts to properly distribute your assets and mitigate your tax liability. The selection process of an executor and trustee are extremely critical; we can guide your careful decision. You may even be able to achieve significant current and future tax savings through charitable giving without sacrificing the lifestyle you desire.

While life insurance offers an effective estate planning tool, our personalized estate planning can provide additional opportunities and techniques designed to minimize estate taxes and ensure your assets are distributed to the people you have chosen to receive them.

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